<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Dan's Landing &#187; Public Service Announcement</title>
	<atom:link href="http://www.dannyvacar.ca/blog/category/public-service-announcement/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.dannyvacar.ca/blog</link>
	<description>Flying Dan's adventures in the air, on the ground and in between</description>
	<lastBuildDate>Thu, 27 May 2010 03:47:13 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>Things to know if you were flooded this past weekend</title>
		<link>http://www.dannyvacar.ca/blog/things-to-know-if-you-were-flooded-this-past-weekend/</link>
		<comments>http://www.dannyvacar.ca/blog/things-to-know-if-you-were-flooded-this-past-weekend/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 21:27:48 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=1696</guid>
		<description><![CDATA[<p>Update: City councillor Sam Merulla lashes out at the elites for the lack of funding sent to infrastructure (PDF)</p>

<p>The weather wasn&#8217;t playing nice this weekend and many people found themselves under water with extensive flooding reported across Hamilton. Here&#8217;s some information you may want to make a note of if you were affected by the [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Update:</strong> <a href="http://www.dannyvacar.ca/blog/wp-content/uploads/sam_merulla_lashing.pdf">City councillor Sam Merulla lashes out at the elites for the lack of funding sent to infrastructure (PDF)</a></p>
<hr />
<p>The weather <a href="http://www.dannyvacar.ca/blog/the-weather-this-weekend/">wasn&#8217;t playing nice this weekend</a> and many people found themselves under water with extensive flooding reported across Hamilton. Here&#8217;s some information you may want to make a note of if you were affected by the flooding.</p>
<p>The City encourages all affected residents to take the following actions to report claims:</p>
<ul>
<li>Call the City’s Claims hotline – 905-667-3157 and your information will be recorded </li>
<li>Call your insurance company immediately </li>
<li>Have someone come to your home immediately (within 48 hours) to assess the damages in your home – this could reduce cleanup costs significantly </li>
<li>The city has a compassionate grant program. Applications are available through the City’s Claims Hotline </li>
</ul>
<p>All roads have been reopened, however the Red Hill Valley Trail will be closed indefinitely as a result of extensive flooding damages. Closure signs will be placed at the trail head and along the trail.</p>
<p>Important numbers:</p>
<ul>
<li>Flood Claims Hotline – 905-667-3157 </li>
<li>City Customer Contact Centre – 905-546-CITY (2489) </li>
<li>Horizon Utilities – 905-522-6611 </li>
<li>Union Gas &#8211; 1-877-969-0999 </li>
</ul>
<h4>Waste Collection</h4>
<p>The City is waiving the one plus one garbage bag limit for areas affected by flooding for the next two weeks. Quantity limits will not be waived in any area other than those impacted by flooding. This is not a City-wide exemption of waste quantity limits. As well, bulk disposal rates will be waived for residents in flooded areas who take damaged goods or waste to a transfer station.</p>
<h4>Household Hazardous Waste facility closed</h4>
<p>Flooding on the weekend resulted in water damage at the Household Hazardous Waste facility and Reuse Store at the Mountain Community Recycling Centre, therefore the facility will be closed until Monday, August 3rd. The bin areas for recycling and garbage remain open. Household Hazardous Waste may be dropped off at the Kenora or Dundas Community Recycling Centres which remain fully open.</p>
<p>Find out more <a href="http://www.900chml.com/Channels/Reg/NewsLocalGeneral/Story.aspx?ID=1119322">via 900CHML</a></p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/the-weather-this-weekend/' rel='bookmark' title='Permanent Link: The weather this weekend'>The weather this weekend</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/things-to-know-if-you-were-flooded-this-past-weekend/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Google parses emails for languages</title>
		<link>http://www.dannyvacar.ca/blog/google-parses-emails-for-languages/</link>
		<comments>http://www.dannyvacar.ca/blog/google-parses-emails-for-languages/#comments</comments>
		<pubDate>Fri, 29 Aug 2008 03:11:50 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=462</guid>
		<description><![CDATA[<p>I was reading an email (in Romanian) from my mom today and happened to glance over to the Google ads on the right when this caught my eye:
<p class="wp-caption-text">Google ads in Romanian</p>
It would seem Google is not only parsing emails for keywords but for key languages as well. The interesting part is that the email [...]]]></description>
			<content:encoded><![CDATA[<p>I was reading an email (in Romanian) from my mom today and happened to glance over to the Google ads on the right when this caught my eye:<br />
<div id="attachment_463" class="wp-caption aligncenter" style="width: 215px"><a href="http://www.dannyvacar.ca/blog/wp-content/uploads/ads_in_romanian.jpg" rel="shadowbox[post-462];player=img;"><img class="size-medium wp-image-463" title="ads_in_romanian" src="http://www.dannyvacar.ca/blog/wp-content/uploads/ads_in_romanian-205x300.jpg" alt="Google ads in Romanian" width="205" height="300" /></a><p class="wp-caption-text">Google ads in Romanian</p></div><br />
It would seem Google is not only parsing emails for keywords but for key languages as well. The interesting part is that the email was only one sentence long. I guess it doesn&#8217;t take too much to figure out the language.</p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/learning-romanian/' rel='bookmark' title='Permanent Link: Learning Romanian'>Learning Romanian</a></li>
<li><a href='http://www.dannyvacar.ca/blog/my-2-beefs-with-macleans-education-site/' rel='bookmark' title='Permanent Link: My 2 beef(s) with Maclean&#8217;s Education site'>My 2 beef(s) with Maclean&#8217;s Education site</a></li>
<li><a href='http://www.dannyvacar.ca/blog/the-view-from-the-control-tower/' rel='bookmark' title='Permanent Link: The view from the control tower'>The view from the control tower</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/google-parses-emails-for-languages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rogers won&#8217;t give iPhones to some existing customers</title>
		<link>http://www.dannyvacar.ca/blog/rogers-wont-give-iphones-to-some-existing-customers/</link>
		<comments>http://www.dannyvacar.ca/blog/rogers-wont-give-iphones-to-some-existing-customers/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 22:15:13 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=371</guid>
		<description><![CDATA[<p>[Also posted at Boxed Geek]
The Torontoist reports that Rogers is preventing some customers from purchasing an iPhone. After the fiasco about the data plans offered with a new iPhone, you would think that Rogers would have learned its lesson.</p>
<p>Apparently not. According to the Torontoist article:</p>
<p>Due to a breathtakingly boneheaded policy created by the company&#8217;s National [...]]]></description>
			<content:encoded><![CDATA[<p>[Also posted at <a href="http://www.boxedgeek.com">Boxed Geek</a>]<br />
<a href="http://www.torontoist.com">The Torontoist</a> reports that Rogers is preventing some customers from purchasing an iPhone. After the <a href="http://torontoist.com/2008/06/rogers_finds_way_to_suck_the_awesom.php">fiasco about the data plans offered</a> with a new iPhone, you would think that Rogers would have learned its lesson.</p>
<p>Apparently not. According to <a href="http://torontoist.com/2008/07/rogers_bans_iphone_customers.php">the Torontoist article</a>:</p>
<blockquote><p>Due to a breathtakingly boneheaded policy created by the company&#8217;s National Planning Department, existing customers currently under a Rogers contract and who have upgraded their handset within the year are prohibited from purchasing an iPhone. At all.</p>
<p>Well, that&#8217;s only partly true. They can buy an iPhone if they cancel their current contract, pay the early cancellation penalty fee ($20 per month left on the contract) and handset subsidy, and then sign up to a new contract, which includes an additional $35 activation fee. Customers aren&#8217;t even allowed to keep their previous phone number, as number porting is only available when transferring carriers—so, to retain a number with an iPhone, a customer would have to sign up for a brand new account with Rogers subsidiary Fido.</p></blockquote>
<p>Absolutely ridiculous. I fail to understand why this company is so afraid of having happy customers. It is mind boggling.<br />
<a href="http://www.flickr.com/photos/14631770@N06/2721008348/" title="rogers_awayfromiphone by danny_v14, on Flickr"><img class="aligncenter" src="http://farm4.static.flickr.com/3275/2721008348_7877cdda7f.jpg" width="290" height="257" alt="rogers_awayfromiphone" /></a></p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/say-no-to-rogers/' rel='bookmark' title='Permanent Link: Say no to Rogers'>Say no to Rogers</a></li>
<li><a href='http://www.dannyvacar.ca/blog/bells-blunderful-world/' rel='bookmark' title='Permanent Link: Bell&#8217;s Blunderful World'>Bell&#8217;s Blunderful World</a></li>
<li><a href='http://www.dannyvacar.ca/blog/customers-of-size/' rel='bookmark' title='Permanent Link: &#8216;Customers of size&#8217;'>&#8216;Customers of size&#8217;</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/rogers-wont-give-iphones-to-some-existing-customers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Canadian &#8220;Do Not Call&#8221; list</title>
		<link>http://www.dannyvacar.ca/blog/canadian-do-not-call-list/</link>
		<comments>http://www.dannyvacar.ca/blog/canadian-do-not-call-list/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 22:13:22 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=368</guid>
		<description><![CDATA[<p>[Also posted at Boxed Geek]
Taking after the US Do Not Call Registry, Canada will have its own flavour (a Do Not Call List &#8211; DNCL) as of September 30, 2008. Bell Canada was granted a 5 year contract to operate the DNCL in December 2007.

Points of Interest</p>

You can register any Canadian telephone number be it [...]]]></description>
			<content:encoded><![CDATA[<p>[Also posted at <a href="http://www.boxedgeek.com">Boxed Geek</a>]<br />
Taking after the US Do Not Call Registry, Canada will have its own flavour (a Do Not Call List &#8211; DNCL) as of September 30, 2008. Bell Canada was granted a 5 year contract to operate the DNCL in December 2007.<br />
<a href="http://www.lnnte-dncl.gc.ca/"><img src="http://www.lnnte-dncl.gc.ca/images/wp-pa-alt.jpg" alt="Canadian Do Not Call list banner" /></a><br />
<strong><span style="text-decoration: underline;">Points of Interest</span></strong></p>
<ul>
<li>You can register any Canadian telephone number be it landline, fax or cell phone.</li>
<li>To register you will be able to call a toll free number (to be determined), send a fax to a toll free number (TBD) as well as through an online form.</li>
<li>The registration will be valid for 3 years, after which you will have to enroll again.</li>
<li>There are exceptions to the DNCL. Entities exempted include:
<ul>
<li>registered charities;</li>
<li>political parties;</li>
<li>nomination contestants, leadership contestants or candidates of a political party;</li>
<li>opinion polling firms or market research firms conducting surveys when the call does not involve the sale of a product or service;</li>
<li>general circulation newspapers calling for the purpose of selling a subscription;</li>
</ul>
</li>
<li>fines are up to $1,500 for individuals and up to $15,000 for corporations</li>
</ul>
<p>To get more information about the Canadian DNCL check out the CRTC&#8217;s <a href="https://www.lnnte-dncl.gc.ca/dncla-adncl-eng">Facts about September 2008 launch of the National Do Not Call List</a>. You can also consult the <a href="http://www.lnnte-dncl.gc.ca/index-eng.html">DNCL website</a> and use it to register once it is open for registration.</p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/sign-up-for-the-canadian-do-not-call-list/' rel='bookmark' title='Permanent Link: Sign up for the Canadian do not call list'>Sign up for the Canadian do not call list</a></li>
<li><a href='http://www.dannyvacar.ca/blog/links-for-2008-08-01-deliciouscom/' rel='bookmark' title='Permanent Link: links for 2008-08-01 [delicious.com]'>links for 2008-08-01 [delicious.com]</a></li>
<li><a href='http://www.dannyvacar.ca/blog/canadian-aviation-expo-at-cyhm/' rel='bookmark' title='Permanent Link: Canadian Aviation Expo at CYHM'>Canadian Aviation Expo at CYHM</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/canadian-do-not-call-list/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Say no to Rogers</title>
		<link>http://www.dannyvacar.ca/blog/say-no-to-rogers/</link>
		<comments>http://www.dannyvacar.ca/blog/say-no-to-rogers/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 03:59:31 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=292</guid>
		<description><![CDATA[<p>Rogers will be debuting the iPhone in Canada on July 11th. Unfortunately, in true Rogers style, they have decided to short change potential customers.</p>
<p>Click the button below, become informed, sign the petition and say no to Rogers.
</p>


<p>Posts that may be related:Rogers won&#8217;t give iPhones to some existing customers
I would certainly hope so
Sign up for the [...]]]></description>
			<content:encoded><![CDATA[<p>Rogers will be debuting the iPhone in Canada on July 11th. Unfortunately, in true Rogers style, they have decided to short change potential customers.</p>
<p>Click the button below, become informed, sign the petition and say no to Rogers.<br />
<a href="http://www.ruinediphone.com" target="_blank"><img src="http://www.ruinediphone.com/img/banner.gif" alt="RuinedIphone.com" width="250" height="30" /></a></p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/rogers-wont-give-iphones-to-some-existing-customers/' rel='bookmark' title='Permanent Link: Rogers won&#8217;t give iPhones to some existing customers'>Rogers won&#8217;t give iPhones to some existing customers</a></li>
<li><a href='http://www.dannyvacar.ca/blog/i-would-certainly-hope-so/' rel='bookmark' title='Permanent Link: I would certainly hope so'>I would certainly hope so</a></li>
<li><a href='http://www.dannyvacar.ca/blog/sign-up-for-the-canadian-do-not-call-list/' rel='bookmark' title='Permanent Link: Sign up for the Canadian do not call list'>Sign up for the Canadian do not call list</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/say-no-to-rogers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dangers of biking on sidewalks</title>
		<link>http://www.dannyvacar.ca/blog/dangers-of-biking-on-sidewalks/</link>
		<comments>http://www.dannyvacar.ca/blog/dangers-of-biking-on-sidewalks/#comments</comments>
		<pubDate>Fri, 23 May 2008 15:02:30 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/2008/05/23/dangers-of-biking-on-sidewalks/</guid>
		<description><![CDATA[I just read a great article dealing with riding one&#8217;s bike on the sidewalks of Toronto. I found it on the Torontoist and it is written by Kevin Plummer. While it talks about the problem in Toronto, it is easy to see how it could be applied to other urban centers. Check it out!


<p>Posts that [...]]]></description>
			<content:encoded><![CDATA[<div style=''>I just read <a href="http://torontoist.com/2008/05/riding_all_over_pedestrians.php">a great article</a> dealing with riding one&#8217;s bike on the sidewalks of Toronto. I found it on the <a href="http://torontoist.com/">Torontoist</a> and it is written by Kevin Plummer. While it talks about the problem in Toronto, it is easy to see how it could be applied to other urban centers. <a href="http://torontoist.com/2008/05/riding_all_over_pedestrians.php">Check it out!</a></div>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/cycling-rules-and-tips/' rel='bookmark' title='Permanent Link: Cycling Rules and Tips'>Cycling Rules and Tips</a></li>
<li><a href='http://www.dannyvacar.ca/blog/hour-of-terra/' rel='bookmark' title='Permanent Link: Hour of Terra'>Hour of Terra</a></li>
<li><a href='http://www.dannyvacar.ca/blog/homicide-life-on-the-streets-of-toronto/' rel='bookmark' title='Permanent Link: Homicide, life on the streets (of Toronto)'>Homicide, life on the streets (of Toronto)</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/dangers-of-biking-on-sidewalks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cycling Rules and Tips</title>
		<link>http://www.dannyvacar.ca/blog/cycling-rules-and-tips/</link>
		<comments>http://www.dannyvacar.ca/blog/cycling-rules-and-tips/#comments</comments>
		<pubDate>Thu, 15 May 2008 04:06:40 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/?p=272</guid>
		<description><![CDATA[<p>Spring is finally here and soon it will be summer. Between the rainy and gloomy days, to be followed by the &#8220;Can I get some oxygen with this humidity&#8221; days, many people of all ages enjoy spring time activities such as roller blading, walking and of course biking.</p>
<p></p>
<p>The City of Hamilton and the area around [...]]]></description>
			<content:encoded><![CDATA[<p>Spring is finally here and soon it will be summer. Between the rainy and gloomy days, to be followed by the &#8220;Can I get some oxygen with this humidity&#8221; days, many people of all ages enjoy spring time activities such as roller blading, walking and of course biking.</p>
<p><img class="alignleft" style="float: left;" src="http://www.savingadvice.com/images/blog/hello-kitty-bicycle.jpg" alt="" width="220" height="220" /></p>
<p>The <a href="http://www.myhamilton.ca/myhamilton/CityandGovernment/CityDepartments/PublicWorks/TrafficEngineeringAndOperations/Cycling/">City of Hamilton</a> and the area around the McMaster University campus offer some great trails and paths for people to explore on the ol&#8217; two-wheeled stallion. Biking is a great way to stay in shape and explore the city without having to worry about paying $1.50/L for gas or polluting. Riding a bike also allows you to explore places that are unreachable by car alone (for example the Princess Point habitat). As fun as cycling is, the old adage &#8220;it&#8217;s all fun and games until someone loses an eye,&#8221; unfortunately, still applies.</p>
<p>To enjoy biking safely you must be aware of the rules and regulations surrounding this activity and also how to stay safe. I will not go into too much detail and please do not take the information below as written in stone (that means don&#8217;t tell the nice officer that pulled you over because you didn&#8217;t stop at a stop sign that I said it was alright to do so. Chances are (s)he hasn&#8217;t heard of me).</p>
<p>The most important thing to remember when you are riding a bicycle is that <strong>under the Highway Traffic Act (HTA) of Ontario you are a vehicle.</strong> This means that all the rules, rights and responsibilities of the road apply to you at all times: stop at stop signs, yield at yield signs, don&#8217;t ride on the sidewalk, etc. According to the Ministry of Transportation&#8217;s page on <a href="http://www.mto.gov.on.ca/english/pubs/cycling-guide/section5.0.shtml">Cycling and the Law</a> &#8220;[c]yclists charged for disobeying traffic laws will be subject to a minimum set fine and a Victim Surcharge fine of $20.00 for most offences.&#8221; Cycling offences along with the sections of the HTA which they break and the respective fines include:<img class="alignright" style="float: right;" src="http://www.exchange3d.com/cubecart/images/uploads/aff186/Stop_Sign.jpg" alt="" width="239" height="179" /></p>
<ul>
<li><strong>HTA 144/136 &#8211; Traffic signals and signs</strong>: stop for red lights and stop signs and comply with all other signs.  <strong>Set fine: $85.00 </strong>(Just for fun, check out the <a href="http://www.mcmaster.ca/security/crime_beat_current.htm">McMaster Security Service&#8217;s Crime beat</a> page and look under &#8220;University Offences.&#8221; There are always &#8220;several tickets issued for not stopping at a stop sign.)</li>
<li><strong>HTA 142 &#8211; Signalling a turn</strong>: before turning, look behind you and signal your turn.  Cyclists can use their right arm to signal a right turn.  <strong>Set fine: $85.00</strong></li>
<li><strong>HTA 140(1) 144(29) &#8211; Crosswalks</strong>: yield or stop for pedestrians at crosswalks.  <strong>Set fine: $85.00</strong></li>
<li><strong>HTA 140(6)/144(29) &#8211; No riding in crosswalks</strong>: walk your bike when crossing at a crosswalk.  <strong>Set fine: $85.00</strong></li>
<li><strong>HTA 62(17) &#8211; Lights</strong>: a bike must have a white front light and a red rear light or reflector if you ride between 1/2 hour before sunset and 1/2 hour after sunrise and white reflective tape on the front forks and red reflective tape on rear forks.<strong> Set fine: $20.00</strong></li>
<li><strong>HTA 178(2) &#8211; Passengers</strong>: Passengers are not allowed on a bicycle designed for one person. <strong>Set fine: $85.00</strong></li>
<li><strong>HTA 104 &#8211; Helmets</strong>: Every cyclist under the age of eighteen must wear an approved bicycle helmet.  Parents or guardians shall not knowingly permit cyclists under sixteen to ride without a helmet. <strong>Set fine: $60.00</strong></li>
</ul>
<p>For a more comprehensive list, <a href="http://www.mto.gov.on.ca/english/pubs/cycling-guide/index.shtml">check out the MTO page</a>.</p>
<p>One thing to keep in mind is that since you are a vehicle, you have to &#8220;pull over&#8221; when a police officer (and yes McMaster Security i.e. Mac50 counts too) flags you down. This means that the infraction has the potential to go on your driving record. Yes your <strong>DRIVING</strong> record. I have not heard of it happening to anyone that I know but the potential is there.</p>
<p>When you are pulled over, the officer will ask you to identify yourself. <a href="http://www.e-laws.gov.on.ca/html/statutes/english/elaws_statutes_90h08_e.htm#BK342">Section 218 of the HTA</a> deals with this situation and states that you must identify yourself. <strong>Don&#8217;t go pulling out your driver&#8217;s license just yet</strong> though. All you need to give is your correct name and address and that&#8217;s all. By doing this you save yourself the potential hassle of having a blemish on your driving record. Under the HTA, this all the information you must give the officer, nothing more.</p>
<p>I notice many people around campus do not wear helmets while riding. The law does say everyone under 18 must wear one but I think it&#8217;s a good idea to wear a helmet no matter how old you are. I will not go into a big lecture about how helmets save lives, but I will say this: they keep your noggin&#8217; from getting a knockin&#8217;. I have myself had a few spills and while I would like to say that I know how to fall properly, my helmet did hit the ground on a few of those occasions. They may not be pretty, they certainly don&#8217;t do anything for your hair, but they get the job done.</p>
<p>The MTO has <a href="http://www.mto.gov.on.ca/english/pubs/cycling-guide/section1.0.shtml">a great page</a> with tips on sizing a bike, doing a safety check and more.</p>
<p>Staying safe is about more than just wearing the right equipment and obeying the rules of the road. As a cyclist you are (most of the time) invisible to drivers. Even though under law they are required to share the road with you, some don&#8217;t and drive precariously close to you. Again, the MTO has a few pages on <a href="http://www.mto.gov.on.ca/english/pubs/cycling-guide/section3.0.shtml">Riding in Traffic which are definitely worth a read</a>, if only for the proper way to change lanes and signaling a turn.</p>
<p>As a cyclist you must always be aware of those around you, while at the same time be aware that they may not be looking for you. This is why you should try to make yourself stand out as much as possible. Wear brightly coloured clothing, have a proper set of lights on your bike or helmet (set them to blink so that pedestrians and drivers can you see you further away, even in daylight), have reflective materials on your school bag or on the leg of your pants (those Halloween bracelets Tim Hortons&#8217; used to give out a few years back are wonderful). Don&#8217;t blend in with the background.</p>
<p><img src="http://keetsa.com/blog/wp-content/uploads/2007/05/bike.JPG" alt="" width="178" height="169" /></p>
<p>The best advice I can give you while biking is: &#8220;Stay alert! Stay safe!&#8221;</p>
<p>Happy cycling!</p>
<p>Some reference pages:<br />
<a href="http://www.mto.gov.on.ca/english/pubs/cycling-guide/index.shtml">Ontario&#8217;s Guide to Safe Cycling (MTO)</a><br />
<a href="http://www.e-laws.gov.on.ca/html/statutes/english/elaws_statutes_90h08_e.htm">Highway Traffic Act</a><br />
<a href="http://www.myhamilton.ca/myhamilton/CityandGovernment/CityDepartments/PublicWorks/TrafficEngineeringAndOperations/Cycling/">City of Hamilton Cycling</a><br />
<a href="http://map.hamilton.ca/Static/PDFs/Public%20Works/Photoshop%20-%20Urban%20Bikeways%20Map%20-%20%20March2008.pdf">Hamilton Urban Bike Routes (PDF)</a><br />
<a href="http://map.hamilton.ca/Static/PDFs/Public%20Works/PhotoShop%20-%20Rural%20Bikeways%20Map%20-%20March2008.pdf">Hamilton Rural Bike Routes (PDF)</a></p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/six-relationship-tips-from-dumblittleman/' rel='bookmark' title='Permanent Link: Six relationship tips from DumbLittleMan'>Six relationship tips from DumbLittleMan</a></li>
<li><a href='http://www.dannyvacar.ca/blog/dangers-of-biking-on-sidewalks/' rel='bookmark' title='Permanent Link: Dangers of biking on sidewalks'>Dangers of biking on sidewalks</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/cycling-rules-and-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Estimating your OSAP loan</title>
		<link>http://www.dannyvacar.ca/blog/estimating-your-osap-loan/</link>
		<comments>http://www.dannyvacar.ca/blog/estimating-your-osap-loan/#comments</comments>
		<pubDate>Fri, 02 May 2008 17:25:07 +0000</pubDate>
		<dc:creator>Danny</dc:creator>
				<category><![CDATA[Public Service Announcement]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[MacInsiders]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[OSAP]]></category>
		<category><![CDATA[School]]></category>
		<category><![CDATA[University]]></category>

		<guid isPermaLink="false">http://www.dannyvacar.ca/blog/2008/05/02/estimating-your-osap-loan/</guid>
		<description><![CDATA[<p>OSAP, the Ontario Student Assistance Program, &#8220;provides assistance in various forms to over 200,000 students per year.&#8221; They give you money to pay for school which you will pay back once you have graduated.</p>
<p>The 2008-2009 applications are not available yet, however the OSAP site has gone through a dramatic change. It is more informative than [...]]]></description>
			<content:encoded><![CDATA[<p>OSAP, the Ontario Student Assistance Program, &#8220;provides assistance in various forms to over 200,000 students per year.&#8221; They give you money to pay for school which you will pay back once you have graduated.</p>
<p>The 2008-2009 applications are not available yet, however the OSAP site has gone through a dramatic change. It is more informative than in years before, and even allows you to get an idea of how much aid to expect. </p>
<p>To get a rough estimate of the amount you can expect to receive, go to the OSAP site (<a href="http://osap.gov.on.ca">http://osap.gov.on.ca</a>). In the left sidebar, under Planning, click <a href="http://accesswindow.osap.gov.on.ca/cgi-bin/lansaweb?procfun+AWPROC0607+D060607+OSP+eng">OSAP Aid Estimator</a>.</p>
<div style="text-align: center;"><a href="http://www.dannyvacar.ca/blog/wp-content/uploads/osap-site.gif" rel="shadowbox[post-256];player=img;"><img style="max-width: 800px; width: 40%; height: 40%;" src="http://www.dannyvacar.ca/blog/wp-content/uploads/osap-site.gif" /></a><br />(Click image for larger version)</div>
<p>Read the information on the page then click <span style="font-weight: bold;">NEXT</span>. This next page tells you that the information you will be providing is similar to the one you will need to provide when you fill in your actual application. It also reminds you that this is a rough estimate and that your assessment may be less when you fill out the actual application (so don’t start spending the money just yet).</p>
<p>On the next page find McMaster University in the list, type in your program name and click <span style="font-weight: bold;">SEARCH</span>. Unfortunately the search is not that great. It will give you all program matches for the keywords you entered (in my case, all matches for “computer” and “engineering”). Find your program in the list and also make sure that the year column shows the year you will be entering in September 2008.</p>
<div style="text-align: center;"><a href="http://www.dannyvacar.ca/blog/wp-content/uploads/school-program.gif" rel="shadowbox[post-256];player=img;"><img style="max-width: 800px; width: 40%; height: 40%;" src="http://www.dannyvacar.ca/blog/wp-content/uploads/school-program.gif" /></a><br />(Click image for larger version)</div>
<p>After you have selected your program, you will be taken to the “Personal Circumstances” page. The choices here are a bit confusing so make sure you read them and understand what they mean. As the note at the top says “Most single high school students with no dependent children will check the last statement, &#8220;none of the above statements applies to you &#8220;. Choose the correct answers for your particular situation and click <span style="font-weight: bold;">NEXT</span>.</p>
<p>Next is the “Financial Circumstances” page where you will be entering how much you expect to earn over the summer and during the school year. You also enter the value of your vehicle (if you own one), of your RRSP (if you have one) and other investments and savings. If some of these do not apply to you just enter 0.</p>
<p>Once you click next you will be taken to your estimated summary. On this page you are shown an estimate of your costs then an estimate of the OSAP funding you will receive. The costs estimate includes tuition, compulsory fees (ugh), books and supplies and travel and living allowances. The estimated funding is broken up into provincial and federal student loans and provincial and federal in-year grants. You also get a link to find out about financial aid available from McMaster. </p>
<div style="text-align: center;"><a href="http://www.dannyvacar.ca/blog/wp-content/uploads/estimates.gif" rel="shadowbox[post-256];player=img;"><img style="max-width: 800px; width: 40%; height: 40%;" src="http://www.dannyvacar.ca/blog/wp-content/uploads/estimates.gif" /></a><br />(Click image for larger version)</div>
<p>Near the bottom of the page you are shown your Estimated Outstanding Debt which is usually reduced to $7,000 per year by the <a href="https://osap.gov.on.ca/eng/eng_osap_main.html">Ontario Student Opportunity Grant</a>. You are also shown an estimated Tax Credit.</p>
<p>The OSAP site, <a href="http://osap.gov.on.ca">http://osap.gov.on.ca</a>, has a wealth (HA!) of information on the program and it now includes some great functionality. Apart from seeing how much to expect in funding, you can also calculate how much you can expect to pay back when you graduate and what aid is available from the school of your choice.</p>
<p>This article also published on <a href="http://www.macinsiders.com/showthread.php?t=18074">MacInsiders.com</a></p>


<p><h4>Posts that may be related:</h4><ol><li><a href='http://www.dannyvacar.ca/blog/the-view-from-the-control-tower/' rel='bookmark' title='Permanent Link: The view from the control tower'>The view from the control tower</a></li>
<li><a href='http://www.dannyvacar.ca/blog/show-your-school-spirit-brand-your-hair/' rel='bookmark' title='Permanent Link: Show your school spirit, brand your hair'>Show your school spirit, brand your hair</a></li>
<li><a href='http://www.dannyvacar.ca/blog/deduct-flight-training-on-your-taxes/' rel='bookmark' title='Permanent Link: Deduct flight training on your taxes'>Deduct flight training on your taxes</a></li>
</ol></p>]]></content:encoded>
			<wfw:commentRss>http://www.dannyvacar.ca/blog/estimating-your-osap-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
